Category: Credit

How does a rating agency issue its credit ratings?

When a state or a company issues bonds, he / she must reimburse the amount borrowed from the buyers of these bonds before the maturity date arrives, but also the interest which is added to this amount. In order to assess the capacity of such a debtor to repay the capital and interest on time, Read More

Credit during good conduct period.

Debtor can then not benefit from the bankruptcy The behavior phase is the period after the opening of the bankruptcy, which obliges the debtor to be extremely economical and attentive. It lasts six years and is designed to serve as much debt as possible. During this phase, the debtor has many obligations that he must Read More

Small credit without Credit Bureau

A small loan without Credit Bureau is possible, but is usually associated with an additional guarantor, which must guarantee the debt of the borrower. Foreign banks, preferably the Swiss banks, often also offer Credit Bureau-free loans that can be processed entirely without a guarantee. How much is small loan? Here, however, a regular income of Read More

Credit for furniture – Finance your facility

A furniture loan is still a popular financing option today, and not just for your first home. Even after the construction of the first house or after the purchase of further real estate for a second or third place of residence, financing the facility with a loan for furniture can be useful. Credit for furniture Read More